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Case Study – Retail is the Way Forward

A prominent Retail garment store at Coimbatore is established for two decades. The digital banking revolution has changed the way money transaction happens. Over last two years 30% of business receipts were moved towards plastic money. The client was planning for an expansion to the existing showroom and looking for fund for stocking.

The assessment model went through the transaction in the Bank account diligently and summarised the receipts through cash, check, bank transfer and credit/debit Card swipes. Based on the transactions, it suggested Term Loan based on card swipes from leading private sector bank and a fast growing NBFC.

The Business Partner explains the operation of the product, helps by co-ordinating for setting up the card terminal and disbursal. The additional two floor of expanded business has contributed monthly ₹ 35 Lakh of additional revenue to the business.